Depression Charles: suffered damage to your home or car? Know what you must do
The Insurance and Pension Funds Supervisory Authority (ASF) advises consumers to check their insurance policies for natural phenomena coverage, which is not mandatory for home or vehicle policies. If you suffer damage, document it with photos, videos, and invoices and report it to your insurer within the contractual deadline or, at most, within eight days from 11 November 2026. Portugal is in an alert state on 11 November 2026, with schools and non-essential public services closed and potential travel and infrastructure disruptions.

