Supervisors' proposal for savings and investment account remains unfinished after six months: CMVM went ahead alone

A joint proposal for a new savings and investment account, intended to be presented to the government by three financial regulators, has been delayed for six months. While the CMVM (Securities Market Commission) submitted its own version of the proposal in June, the working group has yet to present a unified project to the government.

Why it matters

If you are waiting for new, government-backed savings or investment account options to manage your finances, these will remain unavailable until the regulators reach a formal, unified agreement.

Expresso· 2w agoRead original ↗

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Correio da Manhã· 1mo agoRead original ↗

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CMVM proposes tax-exempt savings account for assets held for three years

The securities market regulator (CMVM) has proposed to the government a new savings account mechanism that would offer tax exemptions for investments held for at least three years. The proposal includes a maximum limit of 250,000 euros, no minimum investment, and covers a wide range of OECD-listed assets like stocks, ETFs, and bonds, but explicitly excludes crypto-assets. The plan would shift reporting responsibilities to the banks rather than individual investors.

Diário de Notícias· 1mo agoRead original ↗

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Investment account proposed by the CMVM may offer personal or professional management

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Público· 1w agoRead original ↗

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