Housing
Selling your house, staying in it and having a larger pension? It is possible, but be careful
Selling a property while maintaining the right to live in it (usufruct) allows homeowners to access equity while remaining in their home, but results in a significantly lower sale price than a market-rate transaction. The reduction in value is determined primarily by the age and life expectancy of the seller, as well as the property's potential for future appreciation.
Why it matters
If you are a homeowner considering this financial arrangement to supplement your retirement income, be aware that you will receive significantly less money than a standard sale, as the buyer is effectively purchasing the property subject to your lifetime occupation.PúblicoRead original ↗
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