Corporate insolvencies in Portugal are expected to reach approximately 2,250 in 2026, remaining stable compared to 2025, with 1,632 cases recorded in the first nine months. Allianz Trade forecasts a moderate 2% increase to 2,300 cases in 2027 due to persistent financing and production costs despite a resilient economy.
This update is from Bica
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The Bank of Portugal's latest survey shows that overall demand for credit remained stable in the third quarter of 2026, despite a slight decrease in the housing segment. Banks report that they expect credit criteria for small and medium-sized enterprises to become slightly more restrictive in the final quarter of the year, while criteria for individual loans are expected to remain stable.
A study by the Insurance and Pension Funds Supervisory Authority (ASF) reveals that 55% of the population does not actively save for retirement, primarily due to financial constraints. While 49% of respondents believe retirement planning should begin before age 30, only 28% currently hold a long-term retirement savings product, highlighting a heavy reliance on the public pension system.
A study by the Portuguese insurance and pension fund regulator (ASF) reveals that 45% of Portuguese citizens are saving for retirement. Among those saving, 42% rely on bank deposits, while 17% have invested in real estate, excluding their primary residence.