Housing

Housing loan interest rate rises in September to highest in a year

The implicit interest rate on all housing loans rose for the fourth consecutive month in September to 3.194%, up 3.2 basis points from August's 3.162% and reaching the highest level since September 2025. For contracts signed in the previous three months, the rate increased from 2.910% in August to 2.959% in September.

Why it matters

If you have a variable-rate mortgage or are taking out a new housing loan in Portugal, expect slightly higher monthly repayments following four consecutive monthly increases.

Correio da Manhã· 2w agoRead original ↗

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