Do you have money in a bad PPR? The mistake that could be costing you thousands of euros in retirement
This article provides a guide on how to evaluate the performance of a PPR (Personal Retirement Plan), warning that focusing only on annual returns is a common mistake. It highlights that high management fees and poor long-term returns can significantly diminish retirement savings, and advises that small percentage differences in annual yield can compound into thousands of euros over 10 to 20 years. Before moving funds to another institution, it suggests checking the specific tax benefits, current fees, and asking if you would choose the same product if you were investing the total amount today.
