I made a PPR to lower my spread, but it isn't yielding. Can I transfer it? Listen to Pedro Andersson's answer

A retirement savings plan (PPR) linked to a home loan often keeps mortgage interest rates (spreads) lower, but a low-performing plan may cost more than the interest savings gained. Mortgage contracts specify the consequences of canceling these linked products, including the potential loss of rate bonuses. Before transferring a PPR, homeowners must compare the financial gain from a higher-performing investment against the increased cost of their mortgage payment.